Our Wealth Articles

Check out all of our latest Money Saving, Money Making, Wealth, Investment and Financial Education articles below.

Wealth and achieving financial freedom is about more than just money – above all it’s about living within your means. It’s about investment, not just in monetary terms but also in your financial education, in your assets which include your own skills, knowledge and education as well as your relationships (i.e. not just your material assets).

Browse through our articles below to learn more.

Water (aka Why You Should Drink More H2O)

Water

I reckon it’s fair to say that a lot of us take this ‘free raw material’ for granted… Can you imagine a world without water? It wouldn’t be very nice, would it? …but access to good, clean, drinkable water is a privilege and don’t you forget it – and a privilege to relatively few people if you look across the globe. Drinking More Water Drinking more water is definitely a good idea. How many calories? Zero. Well, there you go then. Did you know that often when we feel hungry, it’s actually our body craving water. At least if you … Read The Full Article …

Re-Use

Re-use

How about this for re-use… Way back when we started writing articles for this site we wrote quite a lot of money saving tips. One of those, written by Isabelle was on re-use. I’m re-using it. So, Isabelle originally started that article with the vivid memory of when she lost her job and how that made her worry about less money coming in… … how at first, she thought we would be OK, because her husband (me) still worked.  Then she panicked, thinking the drop in monthly income would mean we couldn’t afford to have the same lifestyle, wouldn’t be … Read The Full Article …

Parking

Wealth Tip #7: Don't Pay for Parking

Most major towns and cities have restrictions around parking, whether yellow lines or paid parking bays or controlled zones, it’s often difficult to find parking. However, there is often free parking not so far away if you know where to look. It’s worth spending a bit of time to find out where these free spaces are, sometimes you may have to walk a bit further to get to and from your car (which is good for you!) but these places do exist and when you find them, there’s no more worrying about rushing back to your car in time before … Read The Full Article …

Haircuts

Cut Your Own Hair

OK, it sounds a lot worse than it is. It started for me when I decided to take the radical step and have shaved hair, having always had long hair (well, not long actually, just normal length. Not long, like rocker long, just not particularly short, except that time when flat-tops were in fashion).  I digress. Back to the point… Because I wanted it all taken off, I got my wife to do it with a pair of clippers. It looked much better than I thought it would, was quite liberating, looked better than I thought with a suit (I was … Read The Full Article …

Give and Take Days

Wealth Tip #1: Go to a Give and Take Day

Ever heard of a ‘Give and Take Day‘? No? Neither had I. Until we went to one. We’ve now been to two of these, the most recent one took place at our local church here in Cromford. We turned up, deposited a number of items we were ‘giving’ on one of the tables then proceeded, with the kids to look through all of the other items laid out on various tables which were free for us to take. You heard me – free for us to take – anything we wanted and as much as we wanted. At first this … Read The Full Article …

Freecycle

Use Freecycle to get free second hand items and get rid of (i.e. re-cycle to a good home) your unwanted items. Freecycle is a Yahoo group. Have a look there https://www.freecycle.org/ and you’ll find a Freecycle group in your local area. People advertise the items they want rid of. If you reply quickly, it can be yours…for free. Get recycling the free easy way! The great thing about Freecycle is that it is a great way to help our Environment – think about it – by re-using we are keeping things out of landfill, spending less on manufacuring new products … Read The Full Article …

Downsizing

Wealth Tip #21: Downsize your car

Do you really need that great big car? How big do you need your car to be?  Do you have 2 cars? Do you need 2? I’ve written a few articles here about downsizing and what it’s meant for us – mainly to do with downsizing my car as that was the biggest revelation for me in terms of not being what I expected, but we also downsized our house and our life. I’d like to tell you a bit more about all of that by putting it all together into one article which hopefully shows the beauty of downsizing, … Read The Full Article …

Bargains

Bargain

Do you like a good bargain? These days the shops seem to be teeming with bargains. Happy days, right? Well, I have to admit I do love a bargain myself just as much as the next man. Scratch that. I probably like a bargain more than the next man. I really do love getting a bargain. But not just any old bargains. One thing I have to remember – and I would urge you to remember too, is that if it’s something you really weren’t looking for, don’t really need or want (even if it looks nice and sparks a … Read The Full Article …

Right-Sizing (is The New Big)

Right-Size Is The Next Big (Wealth Tip #52)

Why do we overdo everything? Over-stress, over-think, over-consume, then pay someone – personal trainer, therapist, nutritionist… to help us fix it – why not just stick to the right size in the first place? Like a lot of people, I used to dream of having a big house… Then I got a big house. It was awesome. I loved my big house. I had a study, a few spare rooms and I even made a cinema room and a gym in my big house. It had a big garden and a big driveway for my big car (and my wife’s … Read The Full Article …

Why You Should Diversify in Life and in Business (Wealth Tip #51)

Wealth Tip #51: Diversify

Yep, you read it right. We’re up to 51 Wealth Tips already. 51! (To see all of them go here: Financial Freedom > Wealth Tips) Yep, past the 50 mark with a banana, an apple and a potato. … and we came this far without mentioning the need to diversify. Well, now we’re going to turn it up a notch. So let’s get to it. We’ll start with my favorite number… 3 Reasons to Diversify So here are your 3 reasons to diversify. Pretty self explanatory so I’m not going to say too much about each here, I’ll just refer … Read The Full Article …

How To Invest In Yourself: 3 Steps to a Better You (Wealth Tip #50)

How To Invest In Yourself: 3 Steps to a Better You

How much do you invest in yourself? In your wealth, in your fulfillment, your business, your sanity, your health or your relationships? In this article, I want to ask you to try and do just 3 things, but to try and do them or at least think about them with everything you do for the next week: Invest: Invest more in yourself (and your loved ones) Relax: Give yourself a break Experiment: Live, learn and enjoy the experience To help you, I’m going to give you 5 things I did in the last week which might seem stupidly small but … Read The Full Article …

Cut Out The Middleman (Wealth Tip #49)

Cut Out The Middleman

When we first moved to the countryside, I started this website as a hobby and to teach myself how to create a website. At that time, among other things I wrote about ‘Money Saving Tips’ because, having just quit my job and uncertain about how we’d fare financially in our new adventure, that is what we were doing – looking for ways to save money. Since then, the site has evolved so I’m going to continue the tips in this section telling you about something more important than money: Wealth (ref: It’s Not About The Money, Money, Money). I may … Read The Full Article …

It’s Not About The Money, Money, Money

It's Not About The Money, Money, Money

Not everyone can be rich, but everyone can be wealthy. The difference between money & wealth is huge. If somebody were to ask me if I was wealthy, I would have to answer “yes”. However if someone asked me if I was rich, I’d definitely answer “no”. I would describe myself as wealthy and I think I have been for some time. … but I wouldn’t describe myself as rich (although I have probably been relatively close, or at least on the way there before I traded money for life). That’s right – we ditched rich. I quit my well … Read The Full Article …

You Don’t Have To Finish It… (Wealth Tip #48)

Money Saving Tip #45: You Don't Have To Finish It...

This was a tough one for me because I was always finishing the packet or clearing my plate. But both Paul McKenna and my wife would disagree with me. Let’s start with my wife. She would often say to me “No, don’t finish it, I’ll have it tomorrow…” and could be referring to a last drop of juice in a glass, some remaining salad or some of the food on my plate. It’s not often that she’s referring to the food on my plate, simply because I habitually finish all of the food on my plate. Ask For A Doggy Bag … Read The Full Article …

Why You Should Check The Alternatives (Wealth Tip #47)

iPod Touch vs Sonos Controller

Do you buy on impulse? Or do you think about what it is you’re really looking for? When you’re buying something, check the alternatives to make the best choice. Note: For a lot of items, this might mean more than just shopping around for the best price. Here’s a Good Example… An example: I love music. I have a pretty clever system called Sonos which I’m quite fond of. Sonos is quite expensive compared to other music systems (though I reckon it’s worth every penny – “like the Apple Mac of the music world” – plus it’s come down in … Read The Full Article …

Grow Your Own Vegetables (Wealth Tip #45)

Save Money By Growing Your Own Vegetables

Everyone wants to save money but did you ever think of growing your own vegetables as a way to do this? These days your food bill is one of your biggest weekly expenses yes? Well growing vegetables is not as hard as you might think and you can save a bucket of money, every week, in the process. In fact there are many reasons to start growing your own vegetables and saving money is just one of them. The biggest reason for me is to improve my health. I am sure you have all heard the saying, you are what … Read The Full Article …

Cancel Your Gym Subscription (Wealth Tip #44)

Money Saving Tip #41: Cancel Your Gym Subscription

Are you one of the many people who joined a gym but never uses it? The success of these gyms is built on this phenomenon. There are many people who join gyms, perhaps with good intentions at first, or maybe they already know they are paying a premium for the convenience of having a gym they can go to when they want knowing they may not fully justify the monthly fee – but just how far from justifying the monthly fee, do we realise? It gets paid by direct debit so it’s easily forgotten about. Fitness First, Bannatynes, Virgin, Reebok, … Read The Full Article …

Wealth Tip #43: Cut Down on The Costas and Starbucks (or any other over-priced branded tea/coffee)

Cut Down on Costas and Starbucks (or any other overpriced Tea/Coffee)

Where I used to work in the city there is a bit of a coffee culture. People regularly go for coffees and basically associate ‘having a coffee’ with ‘having a chat’. That is why there are so many Starbucks, Costas, Neros… (you name it, the list goes on) all over the city. The price of a hot drink in these places can be up to £3.00 (that’s nearly $5 at the time of writing) and you won’t get anything for less than £1, not even a small cup of tea. It All Adds Up This may not seem like much, … Read The Full Article …

Wealth Tip #42: Afraid I Can’t Tell You This One In The Title…

Why all of the mystery all of a sudden? Well, it’s not that exciting but has something to do with the way I thought about writing this post. You’ll see soon enough and will probably work it out before I tell you. I’ll shortly be going on holiday – skiing if you must know – and I intend to take about 200 books with me. At least 200. Even though I’m certain I will have very little time to do any reading at all (our skiing holidays are quite exciting you see). “How will you fit all of those books … Read The Full Article …

How Many Unwanted Gifts Did You Get?

I am so, so , so , so very sorry, but I couldn’t resist writing this. I mean, I really don’t want to put a dampener on your chirstmas spirits or anything like that. Far from it. You might very well think this is me: No, that’s not me. That’s the Grinch. I’m not the Grinch. I’m not saying don’t spend money. It’s after christmas now anyway, so it’s too late, the money is already spent. So why am I writing this now? Please read on, you will see, there is a point to this (well, 4 points actually, once … Read The Full Article …