Perhaps you don’t realize what you’re capable of in the house when it comes to DIY because you’ve never tried. Perhaps you have tried but botched a few jobs so no longer trust yourself with DIY. Either way there’s probably a great deal of money to be saved in this area.
First of all, ask yourself if the changes you have in mind are really necessary in the way you have been thinking about them – is it a whim? Is it a cosmetic change you’ve been fancying for a while and you’re actually going to grow tired of or is it a much needed repair? If it’s a repair are you choosing the most sensible option to fix it?
Most work around the house can either be done as DIY (Do It Yourself – just in case this abbreviation is new to anyone) or PARTLY done as DIY. If you’re paying a skilled worker a hefty price for a big job, is there a portion of it you could first do yourself which is unskilled manual labor, saving him/her time and you money? i.e. you shouldn’t be paying a skilled laborer good money to do unskilled labor.
Or is it a job where if it all goes pear-shaped, the consequences are still minimal – meaning you could have a crack at it yourself and if it goes wrong, then pay someone to finish up or tidy up what you’ve done (which for most jobs should also be a cheaper option). Obviously don’t take this approach if it means you could cause damage which cannot be fixed or undone.
You may find a relatively inexpensive (or even free) DIY course in your local area which would be fun and ultimately save you lots of money thanks to your new skills.
A final note of caution – obviously you need to know your limitations and don’t take on any jobs that put you or others in danger. Work with gas or electric should always be carried out by qualified professionals.